US Weather Insurance

Snow Insurance

Snow insurance is a popular type of coverage offered by US Weather Insurance that works well for special events that might be affected by snowfall as well as businesses whose bottom line is impacted by excessive or lack of snow. A snow insurance policy can be designed to protect against the cancellation or impact of lower attendance for an event (i.e. trade show, corporate events, etc.). It could also be designed to protect municipalities, property managers and other organizations from the financial risks associated with removing excessive amounts of snow. Alternatively, this product can work to protect an insured whose business relies on a certain amount of snow (i.e. ski resorts, snow mobile manufacturers, etc.).

Snow Insurance Options

Based on: Snowfall
Per Inch
This policy is designed to compensate an insured for any additional accumulation of snow that falls above a selected deductible number of inches during the winter season. For example, an insured would be compensated $2,000 for every inch of snow over the set deductible of 48 inches.
Per Storm
This policy is designed to compensate an insured for any additional snow storms that occur above a selected deductible number of snow storms during the winter season while also selecting the number of inches that defines a storm. For example, an insured would be compensated $15,000 for every storm of 6” or more snow that occurs over the 4 storm deductible for the winter season.
Snow covered city street