Snow Removal insurance can benefit many different types of organizations. This type of insurance is most commonly utilized by companies and associations that are widely affected by snow fall such as municipalities, airports, hospitals, condominium/homeowners associations and malls. Purchasing snow removal insurance is also essential for cities and townships for the winter season so that if it snows more than the contracted amount, the city will be covered. Snow plow companies also often obtain snow removal insurance to make sure they have enough labor and equipment if the snow fall exceeds what they predicted.

Snow RemovalSnow Removal

How Does It Work:

  • Contact US Weather Insurance and provide us with the following:
    • The location (zip code) of snow removal.
    • The amount of coverage that you would like to be reimbursed typically in a cost per inch for removal or cost per storm for removal.
    • If selecting the cost per inch for removal product then a snow amount threshold would be determined such that reimbursement would kick in for every inch of snow that exceeds the threshold (i.e. if more than 45 inches of snow falls during a winter season then you would be reimbursed $2,500 per inch over that set threshold).
    • If selecting the cost per storm removal product then a number of storms threshold would be determined such that reimbursement would kick in for every storm that exceeds the threshold (i.e. if more than 3 occurrences of a 6 inch storm occur during a winter season then you would be reimbursed $150,000 per storm over that set threshold).
  • Receive a quote from US Weather Insurance that usually ranges from 1%-4% of the amount of coverage.
  • Bind the coverage by filling out a simple 1 page application and submit payment for 50% of the premium due.
  • Sit back and relax because you’re covered if excess snow impacts your area this winter season!

Benefits of Snow Removal Insurance:

  • Snow removal insurance can be utilized by any type of business.
  • It protects your association or business against excessive amounts of snow during the winter season.