You’ve got questions, we’ve got answers! Whether you are new to weather insurance or if you want to find out more about our coverage, you can find your answers here! We have broke down some of our more frequently asked questions below.
How do I buy Weather Insurance?
The process is very simple. First we need to know what type of event and/or business you need coverage for, the date and time of the weather event, the amount of the coverage, and what type of weather you would like protection against. Next we will provide you with a quote with a range of options. Pricing typically ranges from 1 – 5% of the amount of coverage needed. Once you select the quote that fits your budget then we will provide you with a weather application specific to your needs. Complete the application and submit your payment and you are covered!
How do I purchase coverage for a Sales Promotion?
We will customize a policy to fit your needs and promotion whether it’s Pray for Rain, Snow, Sleet, Wind or whatever else you want to have happen on that recording day. After giving us the needed info found here. You will receive a quote from US Weather Insurance that usually ranges from 1%-5% of your anticipated total sales volume. You will then bind the coverage by filling out a simple 1 page application and submit payment for 50% of the premium due. Report your final sales figure after the promotion is over and submit payment for the balance of the premium due. It’s that simple!
Who should buyWeather Insurance?
Any size event and/or business can utilize weather insurance. Smaller businesses can promote a new product or grand opening by running a contest covered by weather insurance. Larger corporations can protect their yearly budget from unseen future weather occurrences. Event planners can cover their cost of any outdoor event if adverse weather occurs. Concert promoters, golf outing directors and film studios have all purchased weather insurance to protect their events from rain, snow, wind or any other type of weather you can think of.
Who measures the weather for us?
US Weather Insurance will designate the closest approved recording station in the terms of the contract. This is typically located near a major airport in your area and the historical data from this station is usually used for pricing your coverage. If an established weather recording station is too far away from your desired recording location then an independent weather observer or a forensic weather monitoring service may be used.
What types of weather do you cover?
Rain, snow, temperature, lightning, hurricane, wind speed, fog, tornado and many other adverse weather conditions can be insured.
How long does it take to get a quote?
We currently offer online quoting for our customers with a response time within 24 hours. We take pride in our customer service and will begin helping you as soon as you submit your Weather Insurance Quote request here. If you prefer to talk to a weather insurance specialist immediately please use the following number: 888-982-5488.
If you didn’t find the answer to your question above, give us a call to speak to one of our representatives. We would love to help you set up coverage for your next event!